Driver Requirements: Ontario Licence Holders

What Are the Driver Requirements for Ontario Licence Holders?

To subscribe to a Roam vehicle with an Ontario licence, you must be at least 23 years old, hold a valid G2 (with 1 year of experience) or G licence, and have no more than 3 demerit points. Roam also reviews your motor vehicle record and credit as part of approval — full criteria are listed below.

Driver Criteria

• Must be a minimum age of 23
• Must have no major driving violations, suspensions, or infractions within the last 3 years
• Must have no major criminal convictions or moving violations within the last 3 years
• Must have no more than 3 demerit points or 3 outstanding violations, suspensions, or infractions
• Must have a valid Ontario licence
• Motor vehicle record (driving record): Roam reviews your driving record as part of approval. For Ontario licence holders, this is shared electronically through Service Ontario, so Roam pulls your record on your behalf — you don't need to provide anything. See Getting Your Documentation Ready for the full breakdown by jurisdiction.
• Credit: Roam reviews your credit as part of approval. There's no hard minimum credit score, but a score below 650 may result in an increased refundable security deposit. The credit check is a soft check, so it has no impact on your credit score.

Ontario Licence Classes

Insurance Opt-Out Requirements

Ontario drivers who choose not to use Roam's insurance coverage on Short-Term plans must provide one of the following:

• Proof of a personal insurance policy with coverage for Non-Owned Auto or OPCF 27, with a deductible of $2,500 or less
• Proof of credit card insurance coverage for rental vehicles or Non-Owned Auto

Note: On Long-Term plans (30+ days), Roam's insurance coverage is required for consumer customers.