Pick your ride, then choose your insurance coverage

Every Roam vehicle is paired with coverage & membership benefits

Like-new vehicles with low KM's
Full insurance coverage with no catches
No cancellation penalties
Price protected. Drive as long as you want
Pick your coverage
Basic
Standard insurance coverage. Perfect for users who appreciate the extra perks Roam offers, versus a regular rental.
$200 CAD
/month+HST, plus vehicle payment
Get Started
  • Coverage for 1 driver
  • $2,000,000 Liability Coverage
  • All perils physical damage coverage
  • $2500 Damage Responsibility
  • Mobile Maintenance Service
  • Transponder Eligible
Most Popular
Enhanced
Insurance coverage that can be shared, with a lower deductible. For drivers who are looking at Roam for a longer term.
$295 CAD
/month+HST plus vehicle payment
Ask The Team
  • Coverage for a 2nd driver
  • $2,000,000 Liability Coverage
  • All perils physical damage coverage
  • $1500 Damage Responsibility
  • Stolen Vehicle Tracking Service
  • Mobile Maintenance Service
  • Transponder Eligible
Ultimate
The best coverage we have to offer, period. Perfect for those who want the lowest damage responsibility deductible.
$405 CAD
/month+HST plus vehicle payment
Ask The Team
  • Coverage for up to 3 drivers
  • $2,000,000 Liability Coverage
  • All perils physical damage coverage
  • $500 Damage Responsibility
  • Stolen Vehicle Tracking Service
  • Mobile Maintenance Service
  • Transponder Eligible
Add RoamCare to any subscription for +$60/month to get additional incident coverage. For scratches, rims, tires, dents, and glass, and lost keys. Roam covers 50% of the cost to repair, up to $1000.
Learn More

Insurance coverage that's actually transparent

An easy to follow guide that compares Roam coverage vs others. A blue shield shows where you are already protected, or might have similar coverage. A grey dollar sign shows a lack of coverage and where you might be without support in the event of an automotive incident or accident. Roam has you covered, unlike credit cards that can you leave you on the hook.

BRAND

Liability

Collision

Comprehensive

Personal Auto

Car Rental Coverage

Credit Card

Home Insurance

Medical Insurance

Combining types of insurance coverage may not provide you with full coverage (i.e. medical and credit card)
Legend:
Covered under this insurance
Coverage typically limited to less than 30 days, and less than $60,000 MSRP (See your credit card for coverae 
Purchase this coverage separately

No jargon, just facts.

Even if you hate details, you'll love Roam's coverage. Included standard on every plan.
Liability
The biggest insurance headaches are from these claims. Your credit card will not provide you coverage here, which can lead to costly bills you are unprepared to spend. With Roam, you're covered for a combined limit up to $2,000,000 so you won't be left on the hook.
According to the Insurance Bureau of Canada, in 2020 the average cost of a third-party liability claim was $16,090. 
Property Damage
For damage to property, objects, things, people, and third party.
Injury
Protection for medical, health, and bodily injury related claims. 
Legal
Protection against lawsuits & claims resulting from injuries or damage.
Collision
Most credit cards limit collision in the fine print and end coverage after the first 30 days! You might also be left exposed for certain types of damage related to engine or mechanical. With Roam, you're covered for any amount over the deductible, no matter how long you keep your vehicle. 
According to the Insurance Bureau of Canada, in 2020 the average collision claim was $7,983
Vehicle Accidents
Coverage for any damage caused in the event of an accident with another vehicle. At fault or not.
Exterior Damage
For damage in incidents with no other parties involved. Including scratches, dents, and cracks.
Engine & Mechanical
Any mechanical or powertrain issue with the vehicle will be covered.
What's a deductible?
A deductible is a standard insurance practise, where you're responsible for the first agreed upon amount of damage, before insurance coverage kicks in. For example, if you're in an accident that writes off a $30,000 vehicle, you'd only be responsible for paying the deductible amount.
Comprehensive
We've seen claims go wrong with other companies for damage that doesn't even happen on the road! The best driver in the world can't prevent comprehensive claims from happening! That's why we also include comphrehensive coverage so you don't have to worry about where your vehicle is parked, or what the weather looks like!
According to the Insurance Bureau of Canada, in 2020 the average comprehensive claim was $4,694
Acts of Nature
Flooding, hail, lighting, or even a falling tree. You're safe with us!
Fire
Damaged caused in the event of fire, if a car is left in a garage, or another vehicle catches fire and it spreads.
Theft & Vandalism
Stolen vehicles, vandalism, & damage caused by others, including scratches and dents will be covered.
Accident Benefits

This coverage provides accident, medical, death and dismemberment benefits for bodily injury resulting from an accident. Often coverage will be overlapped with an existing health insurance policy, from work or personally sourced. However a backup from Roam is always a great idea!

According to the Insurance Bureau of Canada, in 2020 the average accident benefits claim was a whopping $25,508

Choose the right coverage on your next subscription

Talk to our team about adding RoamCare to your subscription.*

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Roam team profile picture
Roam team profile picture

Call or text us at: (647) 360-9640

Email us at: [email protected]

We're most responsive during core business hours, 9am to 6pm, Monday to Friday.

If you contact us outside our core business hours, we will do our best to get back to you as quickly as possible.

*RoamCare can only be added prior to receiving your car or within the first 24 hours of receiving your car. RoamCare and RoamCare Plus are not available on 1-month subscription plans.

Get Started

More to share.

Shared vehicle use for families and friends.
Or perfect for small teams and companies.
Split a Roam subscription with your friend
Choose enhanced or ultimate coverage to add up to 3 additional drivers to your subscription.

QUESTIONS

Frequently asked questions about RoamCare

Can't find what you're looking for? Read our FAQs page or contact our team.
Why do I have to pick a coverage option?
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Can I bring my own insurance?
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What is a CDW / LDW?
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What else is included?
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Is my company eligible for business coverage?
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What is a deductible?
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Disclaimer: Roam is not affiliated with or endorsed by any automaker in any way. All product names, trademarks, and trade names are the property of their respective owners.

Disclaimer: Roam is not affiliated with or endorsed by any automaker in any way. All product names, trademarks, and trade names are the property of their respective owners.

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